Are the discounts imposed by larger stockists a problem?

When it comes to slashing prices, no one does it better than the big guns. Just look at Cotswold Fayre, one of Britain’s biggest speciality food and drink wholesale distributors. In late 2016, it offered a huge 50% discount sale on a huge range of products. Needless...

What is peer-to-peer lending?

Peer-to-peer lending, often referred to as “crowd-lending”, is the term used to describe online financial matchmakers which pair together borrowers and lenders without the involvement of a traditional financial intermediary. Successful P2P platforms include Funding...

Factoring v selective invoice finance

SMEs have been hampered by slow paying customers for decades. This problem has seemingly worsened over recent years. Traditional financing methods such as Factoring and Invoice Discounting have been used by those businesses experiencing payment problems for many...

What is purchase order finance?

Purchase Order Finance is funding advanced to a supplier secured against a confirmed Purchase Order. To qualify for this type of funding the Purchase Order will need to have come from a relatively well established and financially secure customer as the finance company...

What is supply chain finance?

Supply chains can grow across the globe. UK-based buyers, for example, can gain stock from numerous different suppliers based in countries around the world. In such circumstances, businesses are faced with serious pressure to keep up their working capital, with...