Are the discounts imposed by larger stockists a problem?

When it comes to slashing prices, no one does it better than the big guns. Just look at Cotswold Fayre, one of Britain’s biggest speciality food and drink wholesale distributors. In late 2016, it offered a huge 50% discount sale on a huge range of products. Needless...

What is peer-to-peer lending?

What Is Peer-To-Peer Lending? Peer-to-peer lending, often referred to as “crowd-lending”, is the term used to describe online financial matchmakers which pair together borrowers and lenders without the involvement of a traditional financial intermediary. Successful...

Factoring v selective invoice finance

Factoring V Selective Invoice Finance SMEs have been hampered by slow paying customers for decades. This problem has seemingly worsened over recent years. Traditional financing methods such as Factoring and Invoice Discounting have been used by those businesses...

What is purchase order finance?

What Is Purchase Order Finance? Purchase Order Finance is funding advanced to a supplier secured against a confirmed Purchase Order. To qualify for this type of funding, the Purchase Order will need to have come from a relatively well established and financially...

What is supply chain finance?

What Is Supply Chain Finance? Supply Chain Finance, also known as reverse factoring, focusses on maximising a healthy cash flow for suppliers when dealing with larger customers, often with extended payment terms. Despite the name, the actual product used is Invoice...