What is alternative finance?

What Is Alternative Finance? Alternative Finance is an umbrella term that covers any type of finance that does not come from a mainstream provider. As a result of the 2008 financial crisis, the popularity of alternative finance has increased significantly year on...

What is peer-to-peer lending?

What Is Peer-To-Peer Lending? Peer-to-peer lending, often referred to as “crowd-lending”, is the term used to describe online financial matchmakers which pair together borrowers and lenders without the involvement of a traditional financial intermediary. Successful...

Factoring v selective invoice finance

Factoring V Selective Invoice Finance SMEs have been hampered by slow paying customers for decades. This problem has seemingly worsened over recent years. Traditional financing methods such as Factoring and Invoice Discounting have been used by those businesses...

What is agricultural finance?

What Is Agricultural Finance? Whilst agriculture is a highly successful industry playing a key role in the global economy there does seem to be one important problem that persists throughout the sector: managing the huge peaks and troughs of cashflow. There are an...

What is a debenture?

What Is A Debenture? A debenture is a financial instrument used to raise funds, acknowledging a loan to a company. The provisions of the debenture are declared in a document, such as payment, interest and security of payment amongst others. There are 3 main types of...

What is crowdfunding?

What Is Crowdfunding? Crowdfunding is a form of finance where a wide range of investors (the ‘crowd’) all contribute small amounts of money to fund a project, idea or business. The service is delivered mostly via the internet through online platforms such as...